Type:
Understanding Bankruptcy FAQ
Answer:
www.ganb.uscourts.gov/credit-rating-and-reports
The Bankruptcy Court has no jurisdiction over credit reporting agencies. You must resolve any dispute you have with a credit agency or your credit report directly with that agency. The Fair Credit Reporting Act, 6 U.S.C. § 605, is the law that controls credit reporting agencies.
You may contact the Federal Trade Commission, Bureau of Consumer Protection, Education Division, Washington, D.C. 20580. The telephone number is 202-326-2222. That office can provide further information on reestablishing credit and addressing credit problems. For information on credit practices, contact the Bureau of Consumer Protection, Financial Practices in Washington, DC at 202-326-3224.
Group:
Debtor Questions
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