www.ganb.uscourts.gov/glossary-legal-terms

A debtor may redeem exempt or abandoned property from a lien by paying the lienholder the fair market value of the property that secures such lien. Redemption must be a cash transaction, unless the creditor consents to a payout over time. There are some lenders that specialize in lending funds to debtors to accomplish a redemption, but those lenders generally require that the debtor is represented by an attorney.