The debtor must provide a complete List of Creditors with names and addresses of all creditors. Notices are mailed to creditors based on the addresses provided. Failure to provide proper addresses for noticing may affect discharge of a debt.
Requirements:
- Creditor’s name - first line
- City, state and zip code - last line
- Nine-digit zip codes - include a hyphen
- Names and addresses - flush against the left margin
- Each line contains no more than 40 characters
- No more than five lines of information per creditor
- Each creditor is separated by one blank line
- Only use uppercase letters for foreign addresses
- Line 1: Name of creditor
- Line 2: Street address or post office box number
- Line 3: City or town name, other principal subdivision (i.e. province, state, county, etc) and postal code (if known)
- Line 4: Full country name on the bottom line only (no abbreviations, no zip code, no designations, do not underline)
Exclude:
- Account numbers, phone numbers, or amounts owed
- Symbols in the address lines (i.e. #, %, &, etc)
- Headers/titles, footers, page numbers