Lien Avoidance Calculators

 

       There is no getting around the necessity of doing arithmetic in figuring out whether a judgment lien impairs an exemption.

       If you do not wish to go to the trouble of doing the arithmetic yourself, you can use one the Lien Avoidance Calculators described below. Both Lien Avoidance Calculators are spreadsheets developed using Excel, Microsoft’s spreadsheet program. If you do not have a licence to use Excel, there is an alternative. At http://www.openoffice.org/ you can download for free a suite of office programs that includes a spreadsheet program.

Important points to remember:

 

Click here to download Lien Avoidance Calculator No. 1. This spreadsheet was written by James Wright, one of my former law clerks. It is designed to deal with only one piece of property.

Click here to download Lien Avoidance Calculator No. 2. This spreadsheet was written by Jason Lee, also one of my former law clerks. This spreadsheet can deal with up to ten separate properties.

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