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All information is provided as a public service by the United States Bankruptcy Court for the Northern District of Georgia to inform but not to advise you. The sites mentioned above represent only a small sample of resources and materials available to the consumer about bankruptcy and debtors' rights and duties. If you have questions about your individual financial situation, you may wish to consult an attorney.  You will leave this web site when you select a link from our site to a web page created or maintained by another public or private organization, as will be evident in the location or address bar on your browser.  The U.S. Bankruptcy Court for the Northern District of Georgia neither controls nor guarantees the accuracy, relevance, timeliness or completeness of this outside information.  Further, the inclusion of links or pointers to external sites is not intended to reflect their importance or to endorse any views expressed or services offered on these outside sites or by the organizations sponsoring those sites.

Monitoring Notice:
Information from this server resides on a computer funded by the United States Government. Use of this system may be monitored for computer security purposes. Unauthorized access to this system is prohibited and subject to criminal and civil penalties under Federal law including, but not limited to, Public Laws 83-703 & 99-474, et seq.

Viewing Notice:
Certain documents have been converted to hypertext markup language (html) solely for ease of viewing on-line. For optimal accuracy, save/print files in their original formats. Note: Portable Document Format (.pdf) files may be viewed with the free Adobe Acrobat Reader .

Disclaimer of Endorsement:
Reference herein to any specific commercial products, process, or service by trade name, trademark, manufacturer, or otherwise does not necessarily constitute or imply its endorsement, recommendation, or favoring by the United States Government. The views and opinions of authors expressed herein do not necessarily reflect those of the U.S. Government, and shall not be used for advertising or product endorsement purposes.

Disclaimer of Liability:
With respect to documents available from this server, neither the United States Government nor any of its employees, makes any warranty, express or implied, including the warranties of merchantability and fitness for a particular purpose; nor assumes any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, apparatus, product, or process disclosed; nor represents that its use would not infringe privately owned rights.

Disclaimer as to External Links:
Solely for ease of reference to related data, this site contains hyperlinks to a number of external web sites and/or information created and maintained by other public or private entities. Neither the United States Government nor the United States Bankruptcy Court for the Northern District of Georgia controls or guarantees the accuracy, relevance, timeliness, or completeness of any external sites or information, and the court expressly reserves sole discretion to establish or remove external links from the server at any time. Further, the inclusion of links to particular external sites is not intended to reflect their importance or to endorse any views expressed, products or services offered on those sites, or the organizations sponsoring the sites

Privacy Information

This is how we will handle information we learn about you from your visit to our website. The information we receive depends upon what you do when visiting our site.

If you visit our site to read or download information we collect and store only the following information about you:

For SITE MANAGEMENT, information from both categories is collected for statistical purposes. This Government computer system uses software programs to create summary statistics, which are used for such purposes as assessing the number of visitors to the different sections of our site, what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas.

For SITE SECURITY purposes and to ensure that this service remains available to all users, this Government computer system employs software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage