WPC ĂsO& #Q_i!#zD7\e6GTl\8LMDs>qXɂ]=t_ϳY%yS#}L;K)H߾ ,XVToT"ePA8v[~^ËAb 1񋋵vYC.n|? hO# -a4ݵ4pxYZ 6YqmRh6Ž,3n}'nW $9Y Cԫp/FC @.h%!X_ Xvxo~kL1$#UN % 0:U>OU,U!@^ w4 , m.fEaG 0[fLaNbfxxTzfaNaf 0a 0Vf# 0%afa D3 D+CCCCCCCCCCCCCCCCCCCCCCCCCCCCC Bnnnnnnnnnnnnnnnn ifaHP LaserJet 2100,,,,,,,,0(9 Z6Times New Roman RegularX($USUS.,\  `&Times New Roman $Shruti(9 Z(Times New Roman 2 x2:i+003|xUXTABLE A2G+M 0_level6   /% X`h!/23  ..  5+ P X`h!5  TABLE B   ѸR nonbankruptcypossessoryrevestyTABLE G TABLE A   р6? %4Heading 2              TABLE A6 4Heading 4   R<DA :Body Text I2  8.bbbP X`h!8  5+ P X`h!5TABLE BRTABLE BVVVV'dxd'dxd d)V TABLE C !USUS.,  _  X@XXX  8@XXdd8OaUNITEDSTATESBANKRUPTCYCOURT  _        &    NORTHERNDISTRICTOFGEORGIAk  GԌ  Ќ           _______________DIVISION'_   A   `   !    & ~ !  INRE `     h   )  CaseNo :___________ !  Ԍ 1  Ќ  X  3X XX`h!X3 )'~1   (  X  B+ P X`h!XXXXB 0  0` (#(#0 ` (#` (#   h   )   Chapter13      (# (#   0 ` 0 ` (#` (#0 (# (# 0h(#(# 0h(#h(#3X XX`h!X3)   (#(#   0 ` 0 ` (#` (#0 (# (# Debtor0(#(# )  ]  (#(#    ` j [   B+ P X`h!XXXXB   P A        A P & ~ n  HXX@CHAPTER13PLAN#X@XH&#n  Ԍ A  Ќ        Extension()    h      p   Composition()'~         YoushouldreadthisPlancarefullyanddiscussitwithyourattorney.Confirmation F  ofthisPlanbytheBankruptcyCourtmaymodifyyourrightsbyprovidingforpaymentofless )y  thanthefullamountofyourclaim,bysettingthevalueofthecollateralsecuringyourclaim,  \ and/orbysettingtheinterestrateonyourclaim. ?  DebtororDebtors(hereinaftercalled Debtor)proposesthisChapter13Plan:  qpXX@ 1. SubmissionofIncome#X@Xpq # .DebtorsubmitstothesupervisionandcontroloftheChapter13Trustee { ( Trustee)allorsuchportionoffutureearningsorotherfutureincomeofDebtorasisnecessary ^ fortheexecutionofthisPlan. A  ,B.P X`h!XB  $t  ,E+ P X`h!XE 2.qpXX@ PlanPaymentsandLengthofPlan#X@Xpq#. Debtorwillpaythesumof $________per___________ W toTrusteeby[]PayrollDeduction(s)orby[]DirectPayment(s)fortheapplicablecommitment : periodof_____months,unlessallallowedclaimsineveryclass,otherthanlongtermclaims,are  paidinfullinashorterperiodoftime.ThetermofthisPlanshallnotexceedsixty(60)months.See  11U.S.C.1325(b)(1)(B)and1325(b)(4).Eachpreconfirmationplanpaymentshallbereduced  byanypreconfirmationadequateprotectionpayment(s)madepursuanttoPlanparagraph6(A)(i) v and1326(a)(1)(C). Y    ,Thefollowingalternativeprovisionwillapplyifselected: "o" &   #R# # B.bbbP X`h!XB   ,#  ___Ifchecked,Planpaymentswillincreaseby$򀀀on򀀀,'#20__upon #5$ completionorterminationof򀀀.#q݌ $! % Ќ $ XbbbX$     `     h     ?+ P X`h!X?f 3. qpXX@ClaimsGenerally#X@Xpq#.TheamountslistedforclaimsinthisPlanarebaseduponDebtorsbest &!' estimateandbelief. Anallowedproofofclaimwillbecontrolling,unlesstheCourtorders '"( otherwise.Objectionstoclaimsmaybefiledbeforeorafterconfirmation. ](#) qpXX@#qppq@#qppq4. AdministrativeClaims#X@Xpq9# .Trusteewillpayinfullallowedadministrativeclaimsandexpenses  *\%+ pursuantto507(a)(2)assetforthbelow,unlesstheholderofsuchclaimorexpensehasagreedto *;&, adifferenttreatmentofitsclaim. +'- Ї cO4 | \ <D|\L< !Xc(A). TrusteesFees .Trusteeshallreceiveafeeforeachdisbursement,thepercentageof  whichisfixedbytheUnitedStatesTrustee.     (B). DebtorsAttorneysFees .Thetotalattorneyfeeasofthedateoffilingofthepetition / is$򀀀.Theamountof$򀀀waspaidpriortothefilingofthecase.Thebalance V of$򀀀willbepaidasfollows:$򀀀tobepaidattheinitialdisbursement * followingconfirmationoftheplan.$򀀀willbepaidonamonthlybasisuntilthefeeis   paidinfull.   5.qpXX@ PriorityClaims #X@Xpq#. * z    (A). DomesticSupportObligations .  +    򀀀None.Ifnone,skiptoPlanparagraph5(B). p    X@XXX@ X0 p (i).Debtorisrequiredtopayallpostpetitiondomesticsupportobligationsdirectlyto .~  theholderoftheclaim.R p(#p(#  & 0 p (ii).Thename(s)andaddress(es)oftheholderofanydomesticsupportobligationare  asfollows.See11U.S.C.101(14A)and1302(b)(6). qpXX@ #qppq#q;2 ppq~p(#p(#       g    ,        f #qp pq;2#qppq#X@Xpq_#   p (iii).AnticipatedDomesticSupportObligationArrearageClaims O  X (a).UnlessotherwisespecifiedinthisPlan,priorityclaimsunder11U.S.C.  507(a)(1)willbepaidinfullpursuantto11U.S.C.1322(a)(2).Theseclaimswill { bepaidatthesametimeasclaimssecuredbypersonalproperty,arrearageclaims O securedbyrealproperty,andarrearageclaimsforassumedleasesorexecutory #s contracts. G      ! 򀀀None;or  "  "*Vddd Xdd Xdd X(#(#, dd , dd , dd +  G"$G"   (a) "% Creditor #& (NameandAddress) S$'  $$  (b) "( Estimatedarrearage #) Ѐclaim S$*  $  (c) "+ Projectedmonthlyarrearage #, payment S$-  %%  %#!.   %#!/   %#!0   S'"1   S'"2  S'"3  Ѐ (b).Pursuantto507(a)(1)(B)and1322(a)(4),thefollowingdomesticsupport C)$4 obligationclaimsareassignedto,owedto,orrecoverablebyagovernmentalunit. *g%5 򀀀None;or +'7  2& Claimantandproposedtreatment:򀀀  Ѐ X Ѐ ,| #X@XXX@ # T'  (B). OtherPriorityClaims(e.g.,taxclaims) .Thesepriorityclaimswillbepaidinfull,but   willnotbefundeduntilafterallsecuredclaims,leasearrearageclaims,anddomesticsupportclaims   arepaidinfull. S  *Vdd( dd ( dd ( dd V(#(#,<dd ,<dd +   K  K   (a) _   Creditor 3   k+  (b) _   Estimatedclaim 3   +          3   3   6. qpXX@SecuredClaims#X@Xpq,# . #s      p  `  P   0      h     (A). ClaimsSecuredbyPersonalPropertyWhichDebtorIntendstoRetain . $  (i). Preconfirmationadequateprotectionpayments .Nolaterthan30daysafterthe  dateofthefilingofthisplanortheorderforrelief,whicheverisearlier,theDebtorshall V makethefollowingadequateprotectionpaymentstocreditorspursuantto *z 1326(a)(1)(C).IftheDebtorelectstomakesuchadequateprotectionpaymentson N allowedclaimstotheTrusteependingconfirmationoftheplan,thecreditorshallhave " anadministrativelienonsuchpayment(s),subjecttoobjection.IfDebtorelectstomake  suchadequateprotectionpaymentsdirectlytothecreditor,Debtorshallprovideevidence z ofsuchpaymenttotheTrustee,includingtheamountanddateofthepayment. N Debtorshallmakethefollowingadequateprotectionpayments: F  򀀀directlytothecreditor;or " 򀀀totheTrusteependingconfirmationoftheplan. F!$  -*V dd<dd <<dd <V(#(#,( dd ,( dd ,( dd +  ">&">   (a) R#' Creditor &$v(  F3  (b) R#) Collateral &$v*  3  (c) R#+ Adequateprotection &$v, paymentamount $J -    z&!.   z&!/   z&!0 3  'J#1   'J#2  'J#3   (ii). Postconfirmationpayments .Postconfirmationpaymentstocreditorsholding ):%4 claimssecuredbypersonalpropertyshallbepaidassetforthinsubparagraphs(a)and *&5 (b).IfDebtorelectstoproposeadifferentmethodofpayment,suchprovisionisset +&6 Oa    forthinsubparagraph(c).   5 F(a). ClaimstoWhich506ValuationisNOTApplicable .Claimslistedinthis X subsectionconsistofdebtssecuredbyapurchasemoneysecurityinterestina / vehicleforwhichthedebtwasincurredwithin910daysoffilingthebankruptcy S petition,or,ifthecollateralforthedebtisanyotherthingofvalue,thedebtwas ' incurredwithin1yearoffiling.See1325(a)(5).Afterconfirmationoftheplan,   theTrusteewillpaytotheholderofeachallowedsecuredclaimthemonthly   paymentincolumn(f)basedupontheamountoftheclaimincolumn(d)with S  interestattheratestatedincolumn(e).Uponconfirmationoftheplan,theinterest ' w  rateshownbeloworasmodifiedwillbebindingunlessatimelywrittenobjection  K  toconfirmationisfiledandsustainedbytheCourt.Paymentsdistributedbythe    Trusteearesubjecttotheavailabilityoffunds.   򀀀None;or K   F6*"V$dd( dd ( ( dd ( ( dd ( V (#(#,dd ,dd ,dd ,dd ,dd ,dd +  $C C  $(a) W  Creditor '+{" '(b) W  Collateral '+{" '(c) W  Purchase +{ date 'O" '(d) W  Claim +{ amount 'O" '(e) W  Interestrate '+{" '(f) W  Monthly +{ payment O"       !   "   #   $   %   O&   O'   O(   O)   O*  O+    F(b). ClaimstoWhich506ValuationisApplicable .Claimslistedinthis . subsectionconsistofanyclaimssecuredbypersonalpropertynotdescribedinPlan n/ paragraph6(A)(ii)(a).Afterconfirmationoftheplan,theTrusteewillpaytothe B0 holderofeachallowedsecuredclaimthemonthlypaymentincolumn(f)based f1 uponthereplacementvalueasstatedincolumn(d)ortheamountoftheclaim, :2 whicheverisless,withinterestattheratestatedincolumn(e).Theportionofany 3 allowedclaimthatexceedsthevalueindicatedbelowwillbetreatedasan 4 unsecuredclaim.Uponconfirmationoftheplan,thevaluationandinterestrate f 5 shownbeloworasmodifiedwillbebindingunlessatimelywrittenobjectionto :!6 confirmationisfiledandsustainedbytheCourt.Paymentsdistributedbythe "^7 Trusteearesubjecttotheavailabilityoffunds. "28 򀀀None;or $:  F?*%V&dddd dd dd dd dd dd "V$(#(#,dd ,dd ,ydd ,dd ,dd ,dd +  $2&!<2&! $(a) &!= Creditor 'j'">" '(b) &!? Collateral 'j'"@" '(c) &!A Purchase j'"B date '>(#C" '(d) &!D Replacement j'"E value '>(#F" '(e) &!G Interestrate 'j'"H" '(f) &!I Monthly j'"J payment >(#K"   )%L   )%M   )%N   )%O   )%P   )%Q   >+&R   >+&S   >+&T   >+&U   >+&V  >+&W  Ї  @ I F (c). Otherprovisions .   FKI  (B). ClaimsSecuredbyRealPropertyWhichDebtorIntendstoRetain .Debtorwillmake   allpostpetitionmortgagepaymentsdirectlytoeachmortgagecreditorasthosepaymentsordinarily   comedue.Theseregularmonthlymortgagepayments,whichmaybeadjustedupordownas V  providedforundertheloandocuments,areduebeginningthefirstduedateafterthecaseisfiledand * z  continuingeachmonththereafter,unlessthisPlanprovidesotherwise.Trusteemaypayeachallowed  N  arrearageclaimatthemonthlyrateindicatedbelowuntilpaidinfull.Trusteewillpayintereston  "  themortgagearrearageifthecreditorrequestsinterest,unlessanobjectiontotheclaimisfiledand   anorderisentereddisallowingtherequestedinterest. z  qpXX@*"V#dddd dd dd ycdd dd dd %V&(#(#,dd ,'dd ,dd ,%dd +  $)y )y  $#X@XpqDM#& %XX@(a)   Creditor 'O " '(b)   Property O  description 'a" '(c)   Estimatedprepetition O  arrearage 'a" '(d)   Projectedmonthly O  arrearagepayment a" #X@X %&N#  }   }   }   }   M   M    M!  M"    (C). SurrenderofCollateralqpXX@ .#X@XpqQ#Debtorwillsurrenderthefollowingcollateralnolaterthan $ thirty(30)daysfromthefilingofthepetitionunlessspecifiedotherwiseinthePlan.Anyclaimfiled % byasecuredlienholderwhosecollateralissurrenderedwillbetreatedasunsecured.Any p& involuntaryrepossession/foreclosurepriortoconfirmationofthisPlanmustbeobtainedbyafiled D' motionandCourtorder,unlesstheautomaticstaynolongerappliesunder362(c).UponPlan h( confirmation,theautomaticstaywillbedeemedliftedforthecollateralidentifiedbelowfor <) surrenderandthecreditorneednotfileaMotiontoLifttheStayinordertorepossess,forecloseupon * orsellthecollateral.NothinghereinisintendedtoliftanyapplicablecoDebtorstay,ortoabrogate + Debtorsstatelawcontractrights. h, *Vdd.dd dd ' dd dd %"V#(#(#,<dd ,<dd +  !`.!`   (a) t!/ Creditor H"0  V  (b) t!1 Collateraltobesurrendered H"2  W  #3   #4   H% 5  H% 6  qpXX@7. #X@XpqW#qpXX@UnsecuredClaims#X@Xpq'X#qpXX@ .#X@XpqyX#Debtorestimatesthatthetotalofgeneralunsecureddebtnotseparately  (\#8 classifiedinPlanparagraph10is$_________.Afterallotherclasseshavebeenpaid,Trusteewill (;$9 paytothecreditorswithallowedgeneralunsecuredclaimsaproratashareof$_________or )%: ________%,whicheverisgreater.Trusteeisauthorizedtoincreasethisdollaramountorpercentage, *%; ifnecessary,inordertocomplywiththeapplicablecommitmentperiodstatedinparagraph2ofthis g+&< Plan. ;,'= Ї8.qpXX@ ExecutoryContractsandUnexpiredLeases #X@Xpq[#.Thefollowingexecutorycontractsand  unexpiredleasesareassumed,andpaymentsdueafterthefilingofthecasewillbepaiddirectlyby  Debtor,notthroughTrustee,assetforthbelowincolumn(c). a   Debtorproposestocureanydefaultbypayingthearrearageontheassumedleasesorcontracts  Y intheamountsprojectedincolumn(d)atthesametimethatpaymentsaremadetosecuredcreditors. - Allotherexecutorycontractsandunexpiredleasesofpersonalpropertyarerejecteduponconclusion   oftheconfirmationhearing.   򀀀None;or - }  *Vdd<dd <<dd <V(#(#,dd ,dd ,dd ,dd +  $ %  %  $(a) 9  Creditor ' ] " '(b) 9  Natureofleaseor  ]  executorycontract '1 " '(c) 9  Paymenttobepaid  ]  directlybyDebtor '1 " '(d) 9  Projectedarrearage  ]  monthlypayment 1  throughplan(for   informational   purposes) ] "   -   -   -   -   ]   ]   ]   ]!  x.P X`h!!4 \ D\ x9.qpXX@ PropertyoftheEstate #X@Xpqb#.PropertyoftheestateshallnotvestinDebtoruntiltheearlierof ^# Debtorsdischargeordismissalofthiscase,unlesstheCourtordersotherwise. $ qpXX@10. #X@Xpqc#qpXX@OtherProvisions#X@XpqAd#qpXX@ : ^& #X@Xpqd#  (A). Specialclassesofunsecuredclaims . J(   (B). Otherdirectpaymentstocreditors . * @*  Date:  _________________,20___. h      p  j"0  h___________________________ >#1  hӀ  Debtor $b2  h $6 3  h______________________________  ___________________________ % !4 DebtorsAttorney    h     DebtorqpXX@  &!5  #X@Xpqg#e